Frequently Asked Questions

1Q: What Is The MYM Business Credit Builder Program?

A: A great way to build your business credit while becoming a master marketer. Here’s how it works in a nutshell…

You purchase Monopolize Your Marketplace's Signature Marketing Advice Program—11 hours of audio of the best marketing training on the planet—for 4 monthly payments of $59.99 (and $19.99 per month after that for MYM Insider access, if you choose the Long-Term Credit Building Plan). We report your monthly payments to CreditSafe.

2Q: Just So I’m Clear… I Pay Monthly Installments On The Marketing Program, And You Report Those Payments To Credit Bureaus?

A: You got it!

3Q: What’s Different Between The Two Payment Plans?

A: We offer two credit-building options: Quick-Start Credit Building and Long-Term Credit Building. Here are more details about each…

Quick-Start Credit Building:

  • 4 monthly payments of $59.99 toward MYM’s Signature Marketing Advice Program.
  • Credit reporting on every payment to over 20 credit bureaus through CreditSafe.
  • Monopolize Your Marketplace’s Signature Marketing Advice Program—a groundbreaking program that covers EVERY relevant marketing topic in over 11 hours of audio, 94 tracks, and 44 pages of examples and worksheets. (Your monthly $59.99 payments go toward this.)
  • $389 in FREE bonuses, including The 5 Biggest Marketing Mistakes audio program ($99 value), MYM Insider collection of Rich Harshaw’s 10 best marketing webinars ($140 value), and an in-depth review of one of your marketing pieces ($150 value).

Long-Term Credit Building:

  • 4 monthly payments of $59.99 toward MYM’s Signature Marketing Advice Program + 24 monthly payments of $19.99 toward MYM Insider Membership ($19.99 payments start AFTER the 4 initial $59.99 payments).
  • Long-term credit reporting on every payment to over 20 credit bureaus through CreditSafe.
  • Monopolize Your Marketplace’s Signature Marketing Advice Program—a groundbreaking program that covers EVERY relevant marketing topic in over 11 hours of audio, 94 tracks, and 44 pages of examples and worksheets. (Your monthly $59.99 payments go toward this.)
  • $389 in FREE bonuses, including The 5 Biggest Marketing Mistakes audio program ($99 value), MYM Insider collection of Rich Harshaw’s 10 best marketing webinars ($140 value), and an in-depth review of one of your marketing pieces ($150 value).
  • MYM Insider Membership Access—includes dozens of hours worth of exclusive training webinars from Rich Harshaw, covering every important marketing topic imaginable. (Your monthly $19.99 payments go toward this and start AFTER your 4 payments of $59.99.)
4Q: Which Plan Is Better?

A: We find that businesses get the most benefits from the Long-Term Credit Building plan. The long-term plan builds stronger credit than the Quick-Build plan. The foundation you build for your credit with the long-term plan will help secure your success for the future.

5Q: If I Choose The Long-Term Credit Building Option, When Do The $19.99 Payments Start?

A: The $19.99/month payments for MYM Insider Access start after the four $59.99/month payments for the Signature Advice Marketing Program. So on the 5th month of the Long-Term Credit Building program, your $19.99/month payments kick in. You will NOT be billed $59.99 and $19.99 in the same month.

6Q: What Does The $19.99/Month MYM Insider Membership Get Me?

A: Exclusive admission to dozens of Rich Harshaw’s info-packed marketing webinars. You’ll have access to 123 highly-effective tested and proven marketing methods, systems, and advice you won’t find anywhere else.

7Q: How Do I Make My Payments?

A: The card you used when you signed up will be auto-billed 30 days from sign up and every month after.

8Q: When Is The First Payment Due After I Order The Program?

A: An initial onetime $4.95 set-up fee is billed to your account immediately. Thirty days after sign up, the credit card you used for the program will be automatically debited.

9Q: When Will My Account Start Reporting?

A: Reporting will begin the month after your first payment. It is submitted by the 20th each month and uploaded to the bureaus on or about the 25th of the month.

10Q: How Often Do You Report?

A: We report every payment starting the month following sign up. For instance, if you make a payment on June 20th, we submit that payment to CreditSafe on July 20th.

11Q: What If My Payment Declines?

A: The card will automatically try to run again 24 hours later. If the card still declines, it will try one more time after another 24 hours. If the credit is still declined after these two automatic retries, we will reach out by phone or email within one to two days of the decline. If we don’t hear back from you, we’ll follow up two more times. If payment is still unresolved and the next payment declines (30 days), we’ll report the payment as default.

12Q: Can I Make A Payment Early Or Pay For The Program Up Front?

A: No. Payments need to be made every 30 days in order to report as a Net 30 account.

13Q: Can I Cancel My Payments At Any Time?

A: No. Think of this as a credit-line extension. As such, the prerequisite to qualify is agreement to make ALL payments for whichever of the two Credit Building options you choose. For example: if you choose the Long Term Credit Building option, you MUST make all four $59.99 monthly payments and all 24 $19.99 monthly payments. Otherwise, your credit building progress will be null and void.

14Q: What Credit Bureaus Do You Report To?

A: We report to CreditSafe, who partners with over 20 of the most reputable credit bureaus in the industry.

15Q: Do You Report To Experian?

A: Because of privacy and non-disclosure agreements, CreditSafe cannot reveal their specific partners. But they report to 20 of the most reputable credit bureaus.

16Q: Do You Report To Dun & Bradstreet?

A: Not directly. Since we have a competing product, D&B does not partner with us. However, you can request a Trade Reference Request from the D&B website or by phone, and they will contact us to get your account information. Here is the link to D&B’s Credit Builder webpage.

17Q: Where Is My Download For MYM’s Signature Marketing Advice Program?

A: The screen to download is on the Order Confirmation page once you purchase the program. There is also a link in the Order Confirmation email you received at the time of purchase. If you did not receive an email or download the program from the Order Confirmation page, contact us at info@mymonline.com or (817) 416-4333.

18Q: How Do I Log In To My Account?

A: After you signed up, you should have received an email with a username and instructions on how to log in. Click here to go to the log-in page and input your username and password. If you did not receive the email with log-in instructions—or have forgotten your log-in info—contact us at info@mymonline.com or (817) 416-4333.

19Q: How Do I Update My Form Of Payment Or Information?

A: Click here to go to the log-in page and enter the log-in information you were given at sign up. Once you have logged in, you will see links that allow you to update your account information. You can also email accounting@mymonline.com to change your payment method and any information.

20Q: Where Can I Find You On My Credit Report?

A: We will show as a Trade Line payment on a report. Here is an example of what that looks like…